When you take out a mortgage loan to finance purchasing a home in Canada, your regular mortgage payment will be made up of four main components. Understanding precisely what these elements are will assist you in budgeting for your housing costs and appreciating the total costs of Canadian home ownership. Key Takeaways: The four portions […]
"Steve and the team were lights out. Being new to the community Steve made sure I saw homes in all parts of the area that were looking to settle in. With a keen eye for the smallest of issues with various home’s we saw Steve quickly established trust with my wife and I. When it came time for the negotiations Steve’s personality and incredible negotiation skills won the home of our dreams. He even put aside his love for the Leafs to make sure the deal got done on game night ! It just doesn’t get any better than the Augustine team. Period."
Warren S
"I cannot say enough good things about my experience with the Augustine Group for both the sale and purchase process. My agent, Andrew Hildebrand, was a pleasure to deal with and very patient and helpful. The marketing and Andrew’s commitment to the process was outstanding and we had a firm deal in just a few weeks. The purchase experience was also excellent as has been the follow up to help me through the next steps. I’ve bought and sold multiple homes and this was by far my best experience! I highly recommend Andrew and the Augustine Group to anyone looking to sell or buy a home."
Kathy L.
"Larry Thornley, a hardworking Agent, from The Augustine Team has been such great help. Larry truly went out of his way to help me find a new place to rent in St. Catharines. He’s caring, compassionate and determined. Thank you, Larry and The Augustine Team"
Bal B.
"Tom Lang provided us with exceptional service in the selling of our house, and finding us our next perfect home. He was attentive and listened to our needs, and always quick to respond and answer all our questions. He made the whole process smooth and seamless. We highly recommend Tom and the entire Augustine Team if you are looking for top level real estate service!!!"
Ottavio C.
"As first-time home buyers, Tom made the daunting process seamless and exciting. His professionalism, knowledge, passion, patience, and availability to answer any question is unparalleled. Words cannot express our gratitude and thankfulness to Tom as he genuinely navigated our family with ease, honest opinions and recommendations, and exceptional customer service in finding our first home. Tom genuinely cared about our family’s needs and interests and went above and beyond to help us find a diamond in the rough. Tom is a valuable and trustworthy asset to the Augustine Team, and we highly recommend him for all one’s real estate needs. He truly is a gem!"
Yoandry B.
"As a Realtor myself, it is always great dealing with other professionals that take care of all of our clients!! It was SO GREAT to work on a recent deal with Andrew Hildebrand on the Augustine Team. It was a pleasure doing a deal with him, and look forward to many more!!"
Sheri L.
"Andrew Hildebrand at the Augustine Team was a great agent. He was very knowledgeable about market trends and able to guide us in selling our condo. He was very responsive to our needs and always proactive in making necessary changes. The team dedicate a lot of time and money in marketing and they did a great job selling our condo. We were very happy with the outcome."
Diana A.
"I had the wonderful opportunity to work with Andrew Hieldbrand at this realty group when looking for my new home. Being a first time home buyer I found Andrew easy to work with and I felt he ALWAYS had my best interests in mind. My situation was unique and my price range limited but Andrew rose to the challenge. I 100% recommend him to anyone buying or selling a home in the Niagara region if you want to feel taken care of!"
Leslie B.
"My fiancé and I recently purchased our first home with the help of Tom Lang. As not only first time home buyers but also young home buyers this was a completly new process for us. However, from the start, Tom was exceptional. He made us feel comfortable and was able to help us approach topics and questions in ways we were able to better understand. He never left us waiting and was always able to accomodate our schedules. Tom is both an amazing agent and human being, with him we did not feel like just another client. Thankfully we were able to find our home within just a few weeks of working with him but we knew he would be with us until we found the one. Not enough good things can be said regarding Tom and the entire Augustine team. When the time comes for our next purchase, without hesitation we will return to Tom. You will not regret your choice in working with him."
Natasha W.
"Working with Tom Lang from the Augustine team has been an incredible experience. As first time home buyers, we didn’t even know if it would be possible to buy and had no idea what was involved! Tom walked us through each step of the process and provided incredible insight, knowledge, wisdom, and expertise at all times. He took excellent care of us and was very understanding and mindful of our specific situation and priorities when buying a home. Because of him, we were able to purchase an incredible first home!!! We would recommend Tom and the Augustine team to anyone looking to purchase a home!"
Jocelyn B.
"I had an incredible experience working with Tim Goodwin to secure a lease on my new home. From start to finish, he made the entire process smooth and stress-free. Tim was not only professional and knowledgeable, but also incredibly responsive, answering all my questions and addressing any concerns promptly. If you're looking for a reliable, dedicated agent who will work hard to meet your needs, I highly recommend Tim Goodwin!"
Nikhita B.
"Our agent, Andrew Hildebrand was amazing. Incredibly knowledgeable and helpful in steering us in the right direction for what was best for us. Twice now he has been exactly what we needed in a real estate agent."
Corinna V.
"Steve Augustine and his team are brilliant at what they do. I’ve worked with several other agents in the past and sold and purchased properties and the level of attention to detail, And the amount this team will go above and beyond is at another level. Truly. Thank you guys so much for your help. It is truly a Pleasure working with you. Steve Pankratz"
Stephen P.
"Nothing but praise for the excellent service provided by Tom Lang and his colleagues. Tom's expertise and knowledge of the market was evident and made our decisions that much easier. Tom supported us through every step of the purchasing process with quick responses to our inquiry. I couldn't recommend this team more for purchasing a new home!"
Lisa M.
"My parents had such a great experience with Steve Augustine. This is what they had to say: "Thank you for your efficiency and professionalism in selling our house. You made it as seamless as possible, and all your work was done in a more than satisfactory way. We appreciate you accommodating our wishes for a COVID-safe experience. The staging of our home was so well done and beautiful, we felt like moving back in! Thanks for a positive experience all around. E&L""
Cheryl E
"Working With Tim Goodwin was amazing. He was kind, patient and very helpful. Looking forward to another deal with Tim! Tim, Thanks a million, it was a pleasure working with a professional like you!"
Edyra C.
"We worked with Tom Lang for both the sale of our home and the purchase of a new one, and the service we received was truly exceptional. Our home sold in less than a week, and when it came to purchasing our new house, Tom’s expertise helped us beat out another offer and secure our dream home. Moving can be stressful, but Tom’s kindness, understanding, and patience made all the difference. He always made us feel supported and heard, even during our more challenging moments. His professionalism and dedication smoothed the entire process, and we are so grateful for his guidance. We highly recommend Tom to anyone looking for a trustworthy and compassionate real estate professional."
Kate R.
"We had the opportunity to work with Tim Goodwin at the Augustine Team during the search of our new home. He was a pleasure to work with and helped us find a lease that worked for us when we had no idea what we were looking for to begin with. He was super supportive and communicative through the whole process and made everything easy for us. Definitely appreciate all his hard work and help. Would’ve have been able to do it without him, we recommend doing business with him. Thank you so much Tim!"
Olivia N.
"I had a fantastic experience working with Tom! The team is professional, knowledgeable and kept me informed throughout the process. Their expertise made my experience smooth."
Faithe Rouse
"Andrew was an absolute champ! He took all our considerations to heart, worked hard to build us a network of houses fitting our needs and went the extra mile to see us into our new house! Highly recommend!"
Jarod B.
"Tom Lang helped us to sell our home. Tom is very knowledgeable, professional and keeps his calm. He also supported us with resources, trades, contractors and movers. In addition we were supported by the whole The Augustine Team with remarkable customer services. I would give more than 5 stars to Tom and his professional teammates. Thanks a million John and Susan"
John K.
"Andrew Hildebrand recently helped me find a perfect new home and he was absolutely wonderful to work with from start to finish. His knowledge, patience, professionalism and sense of humour made the entire process of searching for and purchasing a new house a great experience. I couldn't have asked for a nicer person to help me along the way and I would highly recommend Andrew to anyone looking to have a solid real estate agent in their corner."
Melissa D.
"We had an extremely positive experience working with The Augustine Team. Everything wowed us including the staging, the photos, and the strategy and techniques used to sell our home for the most money possible. Communication was great, with The Team only being a quick text away. They put the time in.. including coming to our home months before selling to offer advice on final reno projects to complete. We recommend The Augustine Team to anyone looking to buy or sell a home in the Niagara region."
Rebecca K
"I would recommend Andrew Hildebrand to anyone looking to buy or sell their home. He walked me through all my options and was always available for questions. He was always communicating with me and and was easy to work with and ultimately negotiated a great price on a great home."
Gary K.
"We recently sold a home with Andrew Hildebrand from the Augustine Team. Andrew met with my wife and me to discuss our needs in advance and helped us work through a plan to get the home on the market. He had a strong knowledge of the market and provided a clear strategy to market and sell the home. I was impressed with his communication throughout the entire process; from the first meeting until the final sale. He kept in constant communication via phone, text, or video messages. He advocated strongly on our behalf in the negotiations. The pictures and virtual staging helped the home showcase its best features. I would recommend Andrew and the team here. You won’t regret your decision to give Andrew a call and let him lead you through this process."
Joel V.
"Steve and his whole team are so skilled and professional in their work. When Steve sold our home, he put us at ease from the outset. He gave us an overview of his sales process and then talked us through what we needed to do to get our home ready. Our home was beautifully staged and photographed - and it never looked better! As a result, we had over 30 showings in less than two days and our house sold for well-beyond our asking price. When we purchased our new home, we benefited from Tom's expertise in making the right offer, without any haggling or frustration. We could not have asked for a better home buying and home selling experience. Thanks guys!"
Matt T
"Larry took the time to listen to what my husband and I, were looking for in a house, and within a week we had located our dream home. He took the time to review issues when purchasing and his guidance and expertise was out of this world. Thank you so much Larry for all your support, help and assistance."
Irene M.
"We just sold our home with Steve and his team during a tough market and we’re really impressed with his service. We ended up selling within the first week for over asking after receiving multiple offers. Would highly recommend"
Jennifer M.
"Tom Lang was great in helping us search for our home. He was very patient, helped us narrow our search to the right criteria to make good use of our time, and gave us the time we needed to make our decision. When we were ready to make an offer, he moved quickly and helped negotiate the best price, and made the whole process as low stress as possible. Highly recommend!"
Phil J.